3D Secure

Introduction of 3D Secure for Safer Online Transactions

Citizens Bank Guyana Inc. is pleased to announce the introduction of 3D Secure (Visa Secure) for all Citizens Bank Visa Credit and Debit Cardholders. This enhanced security feature is designed to provide added protection when making online purchases at participating merchants.

What is 3D Secure (Visa Secure)?

3D Secure is an additional authentication step that helps verify that it is you — the authorized cardholder — who is making the online transaction. When shopping online, you may be prompted to authenticate your purchase through a one-time passcode (OTP) sent to your registered mobile number or email address.

Benefits to You:

  • Greater protection against unauthorized use of your Visa Card online
  • Enhanced confidence when transacting with e-commerce merchants worldwide
  • No additional cost or registration required — you are automatically enrolled

How it Works:

  1. Shop online at merchants that display the Visa Secure logo.
  2. Enter your Citizens Bank Visa Card details as usual.
  3. If the transaction requires verification, a One-Time Passcode (OTP) will be sent to your registered contact.
  4. Enter the OTP to confirm your identity and complete your purchase securely.

Your Role:

To ensure a smooth experience, please confirm that your current mobile number and email address are up to date with the Bank. Citizens Bank Guyana Inc. remains committed to providing you with secure, convenient, and reliable banking services. The introduction of 3D Secure reaffirms our dedication to protecting your financial transactions in an increasingly digital world.

For further information, please contact our Card Services Department at +592 223 5208 or email cardservices@citizensbankgy.com.

Citizens Bank Guyana Inc.
It’s Where You Belong

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